$399,000

226 KEARNEY DR, Joppa, MD 21085

4 beds |
2 baths |
1,889 sqft

Single-Family Home
Built in 1977
9,148sqft lot
1 car garage
$211/sqft
Listed 1 month ago

Property Description

Sellers are highly motivated and offering a home warranty for added peace of mind. Plus, the FHA loan is assumable at an incredible 3.25% interest rate — a rare opportunity to lock in comfort, value, and long-term savings in the sought-after Harford County school district. Welcome home to this beautifully updated split-foyer retreat with peaceful water views in a quiet community backing to North Bay Marina. The bright, open-concept main level features a modern kitchen, spacious dining area, and sunlit living room — perfect for everyday living or entertaining guests. Upstairs offers three generous bedrooms, while the finished lower level provides a versatile fourth bedroom or ideal home office with direct access to the attached garage. Step outside to enjoy the brand-new deck overlooking a large, fully fenced backyard — perfect for pets, play, or gardening. Additional highlights include new flooring throughout, a private driveway, and stylish updates from top to bottom. Move-in ready and perfectly located, this home combines modern comfort with a relaxed water-view lifestyle — the total package for your next chapter!

Listing Status:: Active
Listing Office:: VYBE Realty : 4102204648
Listing Agent:: Elizabeth Keyser : 4434545322
MLS ID:: MDHR2048814

General: Dining Area
Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4Family RoomOther
Appliances: DishwasherDisposalMicrowaveRefrigeratorStove
Laundry: Hookup
Basement: Connecting stairwayOutside entranceSump pumpFully finishedRear entranceWalkout level
A/C: Central A/C
Heating: Forced AirNatural Gas
Disability Feature: 2+ Access Exits

General: Above GradeBelow Grade
Style: Split Level
Other Structures: PorchDeck

General: Brick FrontStucco2Block

Originating MLS: BRIGHT_MAIN
School District: HARFORD COUNTY PUBLIC SCHOOLS
County: HARFORD-MD

Zoning: R31301133071
View: River
Fencing: ChainLink

Water: Public
Sewer: Public Sewer

Source: BRIGHT_MAIN

This listing courtesy of Elizabeth Keyser, VYBE Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Joppatowne Elementary School

407 Trimble Rd, Joppa, MD, 21085

Grades PK-5

1.17 miles away

Magnolia Middle School

299 Fort Hoyle Rd, Joppa, MD, 21085

Grades 6-8

1.06 miles away

Joppatowne High School

555 Joppa Farm Rd, Joppa, MD, 21085

Grades 9-12

0.56 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.