440 Cottage CT, Marco Island, FL 34145

• 5 beds |
• 4 baths |
• 3,571 sqft

Property Description

Discover island living with timeless style in this West Indies/Key West–inspired coastal retreat tucked away on a quiet cul-de-sac. This fabulous home blends classic tropical architecture with relaxed coastal elegance, creating an inviting, breezy atmosphere. The exterior showcases crisp architectural details, a metal roofline, and lush tropical landscaping. Inside abundant and plentiful natural light fills the living space, where vaulted ceilings and refined finishes strike the ideal balance between Caribbean sophistication and Key West casual comfort. The main living area with fireplace flows effortlessly into a beautifully designed kitchen, making it ideal for both entertaining and everyday living. Multiple sets of French doors open to your private outdoor oasis, with a sparkling pool, covered seating areas, and swaying palms, an idyllic backdrop for al fresco dining, relaxation, and gatherings with friends and family. For boating enthusiasts, this property is a dream. Other features include 3 new AC units, 2 new in 2025 and the 3rd less than two years old; Wolf and SubZero high-end appliances; wine cooler and beverage center in kitchen; spacious 2-car garage; the 3rd full guest bath has been recently added, and two other guest baths have recently been remodeled. All this plus147' of water frontage, private boat dock with room for two boats and wave runners, with electric available right at the dock. The thoughtful floor plan includes two separate stairways leading to the second floor. One stairway brings you to the upstairs bedroom wing, where each bedroom features its own private balcony with outstanding views, creating an elevated and serene retreat for family and visitors. This level also includes the expansive master suite, complete with a double-sided fireplace shared with the spa-inspired master bathroom, adding warmth and luxury to both spaces. The second stairway leads to a spacious recreation room, currently used as a pool room, that also functions perfectly as a game room, media room, or flexible space tailored to your lifestyle. Practicality meets style in the well-appointed laundry room, featuring a laundry tub, front-load washer and dryer, and a generous amount of built-in cabinetry for excellent storage. Guest rooms are designed for comfort and privacy, making hosting effortless. Located just minutes from Marco Island’s world-famous beaches, popular restaurants, and boutique shopping, this residence offers a rare blend of charm, character, and modern coastal living. A standout residence where West Indies elegance meets Key West warmth—this home delivers an unforgettable island lifestyle in one of Marco Island’s most desirable neighborhoods.

Listing Status:

Active

Date Added:

November 29, 2025 at 06:00AM

Listing Office:

John R Wood Properties : (239) 394-4040

Listing Agent:

Scott Needles : (239) 248-4163

MLS ID:

225078501

Interior

• General: Breakfast BarBuilt-in FeaturesBreakfast AreaDual SinksEntrance FoyerFamily/Dining RoomFrench Door(s)/Atrium Door(s)FireplaceLiving/Dining RoomShower OnlySeparate ShowerCable TVBarWalk-In Closet(s)Window Treatments
• Appliances: DryerDishwasherFreezerMicrowaveRangeRefrigeratorWine CoolerWasher
• Laundry: Washer HookupDryer HookupInsideLaundry Tub
• Flooring: OtherTileWood
• A/C: Central AirElectric
• Heating: CentralElectric
• Fireplace: Fireplace

Exterior

• General: DeckSecurity/High Impact DoorsGas GrillElectric HeatIn Ground
• Style: Two Story
• Other Structures: PorchBalconyDeckOpen
• Pool: Electric HeatHeatedIn Ground
• Parking: AttachedGarageGarage Door Opener

Construction

• Roofing: Metal
• Windows: Double HungImpact GlassWindow Coverings
• General: Vinyl SidingWood Frame2

Location

• HOA Amenities: 0.0
• Originating MLS: FGC_NAPLES
• County: Collier

Lot

• Zoning: MARCO BCH UNIT 12 BLK 392 LOT 10 OR 1321 PG 72158051480003
• View: BayView

Utilities

• Utilities: Cable Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: FGC_NAPLES
• Ownership: Single Family

This listing courtesy of Scott Needles, John R Wood Properties