20528 Torre Del Lago ST, Estero, FL 33928

• 4 beds |
• 3 baths |
• 2,745 sqft

Property Description

Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero. Please visit the community link in this listing for photos, videos and more!

Listing Status:

Pending

Date Added:

April 25, 2026

Data Last Updated:

May 17, 2026 at 3:18AM

Listing Office:

Carney Realty & Associates Inc : 239-574-1965

Listing Agent:

Peter Davis : 239-240-7821

MLS ID:

2026018706

Interior

• General: Breakfast BarBedroom on Main LevelBathtubTray Ceiling(s)Dual SinksEat-in KitchenFamily/Dining RoomFrench Door(s)/Atrium Door(s)High CeilingsKitchen IslandLiving/Dining RoomPantrySitting Area in PrimarySeparate ShowerCable TVUpper Level PrimaryBarWalk-In Closet(s)Window TreatmentsHome Office
• Appliances: DryerDishwasherFreezerDisposalIce MakerMicrowaveRangeRefrigeratorRefrigeratorWithIce MakerWasher
• Laundry: Inside
• Flooring: CarpetTile
• A/C: Central AirCeiling Fan(s)Electric
• Heating: CentralElectric

Exterior

• General: Sprinkler/IrrigationOutdoor GrillShutters ManualGas Grill
• Style: ContemporaryMulti-LevelTwo Story
• Other Structures: PorchBalconyScreenedLanai
• Pool: ConcreteElectric HeatHeatedIn GroundOutside Bath AccessPool EquipmentScreen EnclosureSee RemarksCommunity
• Parking: AttachedDrivewayGaragePavedGarage Door Opener

Construction

• Roofing: Tile
• Windows: Single HungSlidingWindow Coverings
• General: BlockConcreteStucco2

Location

• Road/Access: Private Road
• HOA Amenities: Basketball CourtBocce CourtClubhouseSport CourtFitness CenterPlaygroundPickleballParkPoolSpa/Hot TubSidewalksTennis Court(s)ManagementAssociation ManagementCable TVInternetIrrigation WaterLegal/AccountingMaintenance GroundsPest ControlRecreation FacilitiesReserve FundRoad MaintenanceStreet LightsSecurityTrash238.0Quarterly
• Originating MLS: FGC_FORT
• County: Lee

Lot

• Zoning: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 4229-46-26-E3-0200B.0420
• View: LandscapedLakePreserveTrees/WoodsWaterView

Utilities

• Utilities: Cable AvailableUnderground Utilities
• Water: Public
• Sewer: Public Sewer

Financial

• Source: FGC_FORT
• Ownership: Single Family