905 NW 28th PL, Cape Coral, FL 33993

• 3 beds |
• 2 baths |
• 1,970 sqft

Property Description

Assumable VA Mortgage of about $270,000.00 at low intrest rate of 2,25%. Buyer does not have to be VA • 0.34-acre oversized waterfront lot • Saltwater pool • Private dock • New roof • New AC • Owned solar (2019) • Whole-house reverse osmosis system • 3-car garage • Fresh exterior paint • Roll-down storm shutters and much more... Experience breathtaking water views and peaceful waterfront living in this beautifully maintained 3-bedroom, 2-bath pool home situated on a rare 0.34-acre oversized fenced lot in Southwest Florida. This property is loaded with valuable upgrades, including a new roof, new AC system, new gutters, freshly painted exterior, and a whole-house reverse osmosis water system. The owned solar panel system installed in 2019 produces more than enough electricity to power the home, allowing the new owner to enjoy extremely low utility costs with only a $27 monthly LCEC connection fee. Step outside to your private waterfront oasis featuring a sparkling saltwater pool and a relaxing fire pit area overlooking tranquil waterways. Fish directly from your private dock or enjoy freshwater boating adventures from your backyard on the Horseshoe Hermosa Canal System, offering 61.7 miles of navigable canals. The expansive 0.34-acre fenced yard provides incredible space for entertaining, gardening, pets, or family activities. A three-car garage offers ample room for vehicles, storage, a home gym, or recreational equipment. The attic features solar fans for improved climate and heat control, creating additional functional storage space. Roll-down storm shutters protecting the lanai and the new roof add extra comfort and peace of mind. Financing Opportunity: This property includes an assumable VA mortgage of approximately $270,000 at a very low 2.25% interest rate. The buyer does not need to be a veteran, but must qualify with the lender to assume the loan—offering a rare chance to secure an exceptionally low-rate mortgage in today’s market. Combining waterfront serenity, major upgrades, energy efficiency, an oversized lot, and a unique financing opportunity, this Southwest Florida freshwater retreat is ready to welcome its next owner.

Listing Status:

Active

Date Added:

March 14, 2026

Data Last Updated:

March 17, 2026 at 10:19PM

Listing Office:

Cornerstone Coastal Properties : 239-989-0111

Listing Agent:

Kevin Ziess-Lawrence : 239-286-1750

MLS ID:

2026012208

Interior

• General: Breakfast BarBuilt-in FeaturesBreakfast AreaBathtubCloset CabinetrySeparate/Formal Dining RoomDual SinksKitchen IslandMain Level PrimaryPantrySeparate ShowerCable TVBarWalk-In Closet(s)Window TreatmentsSplit Bedrooms
• Appliances: DryerDishwasherElectric CooktopFreezerIce MakerMicrowaveRangeRefrigeratorRefrigeratorWithIce MakerWasher
• Flooring: CarpetTile
• A/C: Central AirCeiling Fan(s)Electric
• Heating: CentralElectricSolar
• Fireplace: Outside
• Eco/Green Feature: Solar Panel(s)

Exterior

• General: DeckFenceSprinkler/IrrigationAbove GroundElectric Heat
• Style: RanchOne Story
• Other Structures: PorchDeckScreenedLanai
• Pool: ConcreteIn GroundScreen Enclosure
• Parking: AttachedGarageGarage Door Opener

Construction

• Roofing: Shingle
• Windows: Single HungShuttersWindow Coverings
• General: BlockConcreteStucco1

Location

• HOA Amenities: 0.0
• Originating MLS: FGC_FORT
• County: Lee

Lot

• Zoning: CAPE CORAL UNIT 56 BLK 4043 PB 19 PG 109 LOTS 36 THRU 3805-44-23-C4-04043.0360
• View: CanalWaterView

Utilities

• Utilities: Cable Available
• Water: Well
• Sewer: Septic Tank

Financial

• Source: FGC_FORT
• Ownership: Single Family