$444,000

604 SW 20th TER, Cape Coral, FL 33991

3 beds |
2 baths |
1,669 sqft

Single-Family Home
Built in 1985
10,149sqft lot
2 car garage
$266/sqft
Listed 23 days ago

Property Description

Massive Price Reduction! Motivated Seller. Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible. Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. New windows and flooring in 2nd and third bedrooms. Roof replaced 2020. Fresh paint throughout the interior. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise. Additional highlights include: Not in a mandatory Flood Insurance Zone! All City water and city sewer assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living — whether you’re looking for a full-time residence, winter retreat, or investment property. Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida’s most desirable locations. Don’t miss your chance to own this beautiful canal home — schedule your private showing today!

Listing Status:: Active
Date Added:: February 23, 2026
Data Last Updated:: March 19, 2026 at 3:08AM
Listing Office:: Coldwell Banker Realty : (239) 945-1414
MLS ID:: 2026008197

General: Smoke Detectors
Kitchen: Built-In Desk
Appliances: Electric CooktopDishwasherDisposalDryerMicrowaveRefrigerator/Freezer
Dining: Dining - Living
Laundry: Laundry in Residence
Flooring: Tile
A/C: Central Electric
Heating: Central Electric

General: Boat Dock PrivateDock IncludedScreened Lanai/PorchAbove GroundHeated Electric
Style: RanchSingle Family
Pool: Below GroundElectric Heat
Parking: Driveway PavedUnder Bldg ClosedAttachedParking spaces: 2

Roofing: Shingle
General: Concrete BlockStucco1Concrete Block

HOA Amenities: 0.0
Originating MLS: Florida Gulf Coast
County: Lee

Zoning: R126-44-23-C4-03061.0030
View: CanalWaterView
Fencing: Fenced
Restrictions: No RV

Water: Assessment PaidCentral

Source: Florida Gulf Coast

This listing courtesy of Coldwell Banker Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Skyline Elementary School

620 SW 19th St, Cape Coral, FL, 33991

Grades KG-5

0.18 miles away

Challenger Middle School

624 SW Trafalgar Pkwy, Cape Coral, FL, 33991

Grades 6-8

0.52 miles away

Cape Coral High School

2300 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades 9-12

0.79 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.