3022 SW 28th AVE, Cape Coral, FL 33914

• 3 beds |
• 2 baths |
• 1,971 sqft

Property Description

Now reduced $30,000 and featuring a 2.25% assumable loan (~$350K balance) pending buyer approval. Compared to a new 30-year mortgage at current rates, the interest savings could be in excess of $300,000 over the life of the loan! Situated on one of the widest canals in Southwest Cape Coral with perfect western orientation for year-round sunsets, this Gulf access pool home offers exceptional water views and rare peace of mind. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin, creating an open, unobstructed waterfront setting that is difficult to replicate. The home is positioned on a pie-shaped lot with approximately 125 feet of water frontage, providing more than 50% greater frontage than a typical Gulf access property. Not one but two docks enhance functionality and flexibility for boating (one dock has lift), fishing, or waterfront entertaining! The lot’s position along the canal significantly enhances the width and depth of the water views compared to surrounding properties. This property checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with a 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 SF with 3 beds, 2 baths (including pool bath) and balances comfort and practicality. The kitchen was recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace, ideal for cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor lifestyle. Assumable VA loan at 2.25% with approximately $350,000 remaining — exceptional financing opportunity for qualified buyers saving tens of thousands of dollars over the life of the loan! With exceptional canal width, long basin views, expanded water frontage, dual docks, and major system upgrades already completed, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.

Listing Status:

Active

Date Added:

February 1, 2026

Data Last Updated:

March 20, 2026 at 7:17AM

Listing Office:

Wunsch Realty Inc : 239-896-5013

Listing Agent:

Jon Wunsch : 239-896-5013

MLS ID:

2026005575

Interior

• General: Breakfast BarBreakfast AreaSeparate/Formal Dining RoomEntrance FoyerFireplaceHigh CeilingsShower OnlySeparate ShowerWalk-In Closet(s)Split Bedrooms
• Appliances: DryerDishwasherFreezerDisposalMicrowaveRefrigeratorSelf Cleaning OvenWasher
• Laundry: Inside
• Flooring: Tile
• A/C: Central AirCeiling Fan(s)Electric
• Heating: CentralElectric
• Fireplace: Fireplace

Exterior

• General: Sprinkler/IrrigationStorageShutters Manual
• Style: RanchOne Story
• Other Structures: PorchScreenedLanai
• Pool: ConcreteElectric HeatHeatedIn GroundPool EquipmentScreen Enclosure
• Parking: AttachedGarageGarage Door Opener

Construction

• Roofing: Shingle
• Windows: Single HungSliding
• General: BlockConcreteStucco1

Location

• HOA Amenities: 0.0
• Originating MLS: FGC_FORT
• County: Lee

Lot

• Zoning: CAPE CORAL UNIT 93 BLK 5940 PB 25 PG 3 LOT 3832-44-23-C4-05940.0380
• View: CanalWaterView

Utilities

• Utilities: Cable Available
• Water: Assessment PaidPublic
• Sewer: Assessment PaidPublic Sewer

Financial

• Source: FGC_FORT
• Ownership: Single Family