$265,000

109 NE 20th CT, Cape Coral, FL 33909

3 beds |
2 baths |
1,440 sqft

Single-Family Home
Built in 1988
10,019sqft lot
2 car garage
$184/sqft
Listed 4 months ago

Property Description

Waterfront Value Opportunity in Cape Coral Welcome to easy Florida living on a peaceful freshwater canal. This move-in ready waterfront home offers a rare combination of location, lifestyle, and value — perfect for full-time residents, snowbirds, or savvy investors. Inside, you’ll find a freshly updated interior featuring new paint inside and out, new carpet, and refreshed cabinetry, giving the home a clean, modern feel with no immediate projects needed. The open, light-filled layout flows effortlessly, making everyday living and entertaining a breeze. Step outside and enjoy tranquil canal views from your backyard — ideal for fishing, kayaking, or relaxing with your morning coffee. This freshwater canal means lower maintenance and costs while still delivering the waterfront lifestyle Cape Coral is known for. ? Move-in ready ? Waterfront living without the gulf-access price tag ? Ideal for primary home, seasonal use, or investment .

Listing Status:: Pending
Date Added:: October 24, 2025
Data Last Updated:: March 22, 2026 at 2:09PM
Listing Office:: EXP Realty LLC : (888) 883-8509
MLS ID:: 2025016919

General: Closet Cabinets
Kitchen: Island
Appliances: DishwasherRangeRefrigerator
Dining: Dining - Family
Laundry: Washer/Dryer Hookup
Flooring: CarpetLaminateTile
A/C: Ceiling Fan(s)Central Electric
Heating: Central Electric

General: Open Porch/LanaiScreened Lanai/Porch
Style: RanchSingle Family
Parking: Driveway PavedAttachedParking spaces: 2

Roofing: Shingle
General: Concrete BlockStucco1Concrete Block

HOA Amenities: 0.0
Originating MLS: Florida Gulf Coast
County: Lee

Zoning: R1-W08-44-24-C3-01509.0960
View: CanalIntersecting CanalWaterView
Fencing: Fenced
Restrictions: None

Water: Assessment Paid

Source: Florida Gulf Coast

This listing courtesy of EXP Realty LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Caloosa Elementary School

620 Del Prado Blvd S, Cape Coral, FL, 33990

Grades KG-5

1.05 miles away

Caloosa Middle School

610 Del Prado Blvd S, Cape Coral, FL, 33990

Grades 6-8

1.13 miles away

North Fort Myers High School

5000 Orange Grove Blvd, North Fort Myers, FL, 33903

Grades 9-12

1.15 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.